What to do if it looks like your settlement might be delayed

Oh no – settlement is meant to be the 10th and for”¦ whatever reason”¦ it’s not going to happen on time!!

Why would you want to consider a Split Loan (some Variable and some Fixed)?

When you take out a mortgage you have an option to get either a fixed or a variable home loan – OR one of each which is called a split loan – ie: some variable and some fixed.

Assessment Rates, Building a Buffer and a Feeling of Safety

Interest rates are low right now – like historically record low rates. Which is awesome if you’re looking at buying a home. But unlike other countries where you can lock in the same low rate for the life of your loan (yes, it happens!) here in Australia – you’ve either got a variable home loan rate that goes up or down with the market or you can fix for a few years.