What to expect when your home loan is lodged with the bank

What to expect when your home loan is lodged with the bank Once your application has been submitted to the bank, the waiting game begins. While we’ve done everything possible to prepare your application before submission, there are still several stages we’ll work through together before receiving a final decision. The purpose of this guide is to explain what happens behind the scenes once your loan reaches the […]

House and Land Packages or Off the Plan Purchases

With house and land packages there’s typically three options. Option 1. Where you pay for the entire house and land contract when the house is completed and you’re ready to move in. a) Most banks will not issue formal approval for a house and land package until the house is built and they can send a valuer out. Typically in these cases we recommend you put in a […]

How much Cash or Equity do I need for my Next Purchase

Kirsty explains a rough estimate on how to calculate your equity or cash required for house #2! This is not financial advice not an accurate calculation it’s merely a rough estimate to use for future planning with a more detailed assessment to be provided by your broker.