Fixed Rate Confirmation

Prior to completing a fixed rate request we recommend watching/reading the following article (and the linked articles attached in it) on what you need to know about fixing part of your home loan.

AND if you’re wanting to fix but concerned about the fixed rates right now, this video is also a good one to watch on how to “fix” your home loan yourself.

If you’d like to know what the rate lock fee is for your lender you can click here for a handy reference.

If you’re happy you know which option you’d like, please complete below form.

Please note: With interest rates constantly on the move at the moment, for exisiting/settled loans looking to urgently fix rates, we recommend going to your bank directly to organise this. It can take us a few business days to sort paperwork and negotiate your rate, but your local branch should be able to take care of this immediately.

If you need our assistance at all please complete the below form. When your loan has been fixed, please check it on internet banking and screen print the details to us so we can continue to track and check your fixed rate.

Full names of all applicants:

Who is your broker:

Email address for primary contact:

Applicant 2 email address (where appropriate or if no second applicant put NA):

Please fix the following loan:

We wish to fix:

We wish to fix for the following number of years (please note a response must be provided for us to action your request) :

We wish to fix for the following rate:

If you are mid way through an application, the bank may have a rate lock fee to pay to guarantee the fixed rate you’ve applied for will be yours prior to settlement.
Please select one option below, however please note that fixing your loan immediately after settlement is NOT recommended, as fixed rates are changing daily:

I/we acknowledge that fixed rates have limitations (and may have an annual fee depending on lender) which typically include:
- no offset capabilities (except ANZ 1 year fixed or Adelaide Bank)
- if you want offset or redraw capabilities please make sure you also have a variable loan portion
- no redraw capabilities during the fixed period
- maximums on additional repayments
- potential break costs if you need to exit the loan prior to the fixed term ending
Yes we have read and agree that we understand these restrictionsNo - we do not wish to go ahead with fixing our loan

Yes we have read this article and linked articles and watched the video and do wish to go ahead with fixing:
Yes - we would like to go aheadNo - we do not wish to go ahead with fixing our loan