Game Plan







    N/AYes - Please prepare and lodge the discharge form now, as the outgoing lender's retention team is very active and may offer a more competitive rate than our initial attempts when the discharge form is requested by the broker.

    Not a FastRefiFast Refinance (ANZ, AMP, BOQ, BOM, Beyond Bank, CBA, Heritage, ING, MyState, NAB, Suncorp, WBC), please add this link into the Game Plan notes for the client: https://www.uploans.com.au/blog/2024/01/24/fastrefi/








    Broker met applicant/s in person in our office at 36 Brisbane Street, Launceston.Applicant is a previous client of the broker's that the broker has met numerous times before, current application done via email and phone contact.Broker HAS NOT met client/s face to face - Applicant/s ID Check performed via video interview holding up Driver's License (please attach Zoom ID Screenshot). (ING, ME, Virgin, CBA, Suncorp, ANZ, Firstmac, Westpac)Broker HAS NOT met client/s face to face - Applicant/s ID check performed via IDyou. (NAB, Go Edge, Mystate, Auswide, Bluestone, La Trobe,Med fin, Mortgage Ezy, Resimac, Thinktank)Broker HAS NOT met client/s face to face - Applicant/s ID check performed via video interview, holding up driver's license and certified ID. (Please attach Zoom ID screenshot) (Adelaide)Broker HAS NOT met clients face to face - Applicant/s ID check completed with Certified ID form (Bank of Us)Broker HAS NOT met clients face to face - Applicant/s ID check completed with Certified ID (Macquarie)Broker HAS NOT met clients face to face - ID check completed with Certified ID, certified ID form for BOQ plus screenshots of video interview (BOQ)Broker HAS NOT met clients face to face - ID check completed with screenshot of 2 forms of ID via Zoom/Facetime.XX Broker is completing this form - Admin complete for ID please XX


    N/AIt is believed that both co-borrowers receive a substantial benefit from the loan. The broker has been informed that both borrowers will acquire a reasonably proportionate interest in assets purchase with loan funds. A reasonable portion of the loan funds are used to repay the co-borrowers debts or other obligations owed by them where appropriate. No signs of financial abuse noted.











    Yes – Family Home Guarantee SchemeYes – Regional First Home GuaranteeYes – Normal First Home GuaranteeNo not applicable








    Exit strategy: Clients will pay the loan off prior to retirement by making standard or increased contributions.Exit strategy: Clients will pay the loan off prior to retirement by making standard or increased contributions, they also have the option to sell off an investment property at or prior to retirement to retire debt free.Exit strategy: Clients will pay the loan down at an increased rate, capacity to do so shown in servicing, they have significant working years left, by the time they retire they will have ample funds in super to pay off the balance of the loan.Exit strategy: Clients aim to pay the loan down at an increased rate, they have significant working years left, at or prior to retirement they will sell down investment property to retire debt free.Exit strategy: Clients aim to pay the loan down at an increased rate, they have significant working years left, at or prior to retirement they will pay balance from super.Detailed super exit strategy (Use SUPER tab in the checklist, complete this and PDF it) - See separate exit strategy attached in PDF format.












    Competitive interest ratesYour deposit amountSpeed of lenderArea you’re purchasing inBorrowing capacityCashback to cover costs in moving lendersYour incomeCredit policy





    Simple basic product: A simple product recommended to suit clients needs: Low rate variable product, NIL ongoing fees, redraw allowed, no offset. Applicant may look at fixed options at a later stage. The applicants are aware that this product has redraw and not offset.Wealth package product required, $395 annual fee, SINGLE offset facilities, ability to fix part.Wealth package product required, $395 annual fee, MULTIPLE offset facilities, ability to fix partWealth package product required, small monthly fee, SINGLE offset facilities, ability to fix part.**uBank only** Wealth package required, $250 annual fee, multiple offset facilities.**Adelaide Bank Only** $15 per month offset, single offset per loan


    The loan product for your application has a redraw facility available. Please visit this page for important information regarding redraw: https://www.uploans.com.au/gpredraw/


    The loan product for your application has an offset facility available. Please visit this page for important information regarding offset facilities: https://www.uploans.com.au/gpoffset/