Preapproval

All applicant names on contract (please triple check your contract has middle names as well):

Best contact person and phone number:

What is the full address of the property:

What is the price paid on your contract:

How many days have you allowed for finance:

Please confirm that your contract allows at least 21 days for settlement after approval of finance - or if no finance clause (at your own risk) of at least 45 days:
Yes - my contract has thisNo - I will contact my solicitor to amend

What is your agent’s name and email address (If no agent, please list the seller's contact details in case a valuation is required):

What is your solicitor’s name and email address (If you are a first home buyer use the link above to complete the stamp duty concession form):

Please confirm there are no changes to your circumstances (no extra debt, Afterpay, changes in employment etc) since you last got pre-approved (if in doubt please check your last client needs analysis we sent you):

Please check back over your pre-approval email from Up Loans, and make sure there are no outstanding conditions that you need to address
(PLEASE NOTE that if you need to send back any information, we ask that you send all of this in ONE email as a reply to your pre-approval email):
My pre-approval had no outstanding conditionsI have previously addressed the outstanding conditions and sent the information to Up LoansI will now address the outstanding conditions and email the information to Up Loans

Please confirm the amount you will be contributing to the purchase - i.e savings / equity / gift etc (if the same as your preapproval please just write 'same as preapproval'):

Do you have any properties / loans with other banks that will need to be refinanced to enable this property purchase:
NoYes, please send discharge authorities now to facilitateYes, but do not send the discharge authorities as yet

Can you please confirm if your income has been negatively affected at all due to Covid-19 since your pre-approval was submitted (if not please just write 'no impact'):

Would you like to look at fixed rates for any of your loan (see our blog on fixed rates above):

Please check your contract has no additional chattels in it such as TVs, ride on lawn mowers, furnishings beyond standard curtains, light fittings, oven etc. If it does please note that this can impact on valuations and we typically recommend they are not included on your contract of sale, but on a seperate side agreement that we do not receive as part of the sales contract.
No action requiredThe contract may have extra chattels, please advise best course of action

Please note we do NOT read your contract in detail as we are not legally qualified to do so. If there are any clauses that you wish to make us aware of that are non standard such as the property being tenanted when you are buying it to live in, or if there is any other information about your contract you think we should have, please notify us below:

Please upload your signed and dated contract of sale (signed by all parties seller and purchaser)

Please upload your deposit receipt if you have it - if you don't have it yet still submit this form ASAP so we can get to work, and email it to us once you do (this is the one that the agent will send you not your confirmation from the bank of the transfer)

Please refer back to your pre-approval email from us and if there are any extra payslips/statements etc you need to send us from there, please attach these now

Extra documents

If you have any issues uploading your documents or the files are too large, please just email them to us here: Tameeka (at) uploans.com.au