Title Insurance

In Tasmania as you may or may not be aware when you sign a Contract to Purchase property in the absence of additional clauses being added into the Contract to protect your interests (which will likely significantly affect your negotiating position) you accept the property entirely as is where is regardless of whether the property is subject to illegal building work, boundary encroachments by neighbouring property, outstanding council […]

Read More | 27 May, 2021

What are Fixed Loan Break Costs

When you fix a loan there are potential break costs if you wish to leave the loan early however it’s impossible to ascertain these upfront as: each bank has a different (complex!) formula for calculating the break costs they can change each day they’re related to what the fixed rates are at the time you want to break the loan ie if the fixed rates are higher you […]

Read More | 27 May, 2021

Self Employed Income

Some things to note when looking at self employed borrowings and how banks calculate your borrowing capacity.

Read More | 17 May, 2021

Why you shouldn’t fall in love with… a Rural Resources Block

So many people these days come to Tasmania because as a state – we’re bloomin’ spectacular. Trees, greenery, awesome people, fabulous beaches, mountains… and did I mention trees? And Tassie has some awe-inspiring bush blocks. Many of them that seem to be at very very reasonable prices. And there’s a reason for that.  They’re very (very very) difficult to finance. My strong recommendation when you find a block […]

Read More | 10 May, 2021

Why is my broker’s admin team contacting me!?

It is very likely that you have already, or will speak to multiple members of our team through the course of us getting your loan approved. Kirsty sees clients from 9am in the morning to 9:30pm at night. This doesn’t allow her much time to do the jobs in-between. We all know she’s a super star but she can’t do it all, and fortunately Kirsty is great at […]

Read More | 04 May, 2021