With the market being as hot as it is right now, most agents will ask if you’re pre-approved before presenting your offer. There are upwards of 20 offers on all many properties right now, for example this one, which had 24 offers (3 my clients) and was listed at offers over $375k and sold for $530k with 3 offers over $500k. https://www.realestate.com.au/sold/property-house-tas-st+leonards-137790302 In short, it’s insane right […]

Should I save into my parent’s bank account is a question that frequently gets asked to our Brokers. Have a watch of the video below where Kirsty puts Georgie’s knowledge to the test:

Each time you renew or submit a pre-approval it will show as an enquiry on your credit report. It doesn’t show an approve or a decline, just an enquiry. Lender dependant your pre-approval will last 3-6 months. |Your decision at the end of that time is either to: – renew the pre-approval and know that your borrowing capacity is current with any policy changes, and that when you […]

Watch the video above to see what you can do to improve your credit and what to do if you find a default on your credit report. You can also have a read of the Credit Report & Credit Repair Guide mentioned in the interview here.

Here’s a quick explanation of why you might not want to close down a home loan when you’re ready to pay it off in full.  

Ahh the glamour of Airbnb, and the appeal to investors lately has meant that I’ve gone from hearing it in client meetings rarely 5 years ago, to weekly these days. BUT – it’s really important that you think about all aspects of being an investor not just how instagramable your property may be in the future! Here are the major things I’d think any investor would want to […]

For any loan application you will need to show your broker/bank what your monthly living expenses are. Watch below as Kirsty steps you through how to complete our ‘living expenses calculator’ and how to quantify what your living expenses actually are.  

When applying for a loan we will always ask for your bank statements, but we may also ask you for select transactions for us to show your bank. This may be for child support payments, family tax, health insurance etc where the lender has just asked to see these specific transactions. Watch below for how to do this easily.

A client asked me tonight: “I have contacted an agent in regard to a property to see where they are at with offers etc. The response I received is as follows: This property is currently under conditional offer but the owner can accept another offer but it would need to be an unconditional offer or close to it… Could you please clarify what he means by this?” Here’s […]

When looking to build a property portfolio the best ally you can have on your team is a great property manager! Listen in as Kirsty discusses handy things to look for in a great property manager.   For some tips on how to select a great real estate agent, see Kirsty’s video here