The first home Super Saver Scheme can be accessed by first home buyers and allows you to save money inside your super fund. To find out more information listen in as Kirsty and Georgie discuss. A few helpful links: For a handy link to read further about the Super Saver Scheme click here. For a simple handout to read on Understanding the First Home Super Saver Scheme […]
Read More | 28 Jun, 2021Blog
Welcome to the Up Loans blog. A mixture of fun, information, stats and – anything else we might think relevant to you achieving your dreams!
Security Substitution or Loan Portability – what does it mean?
Kirsty talks a little about the ability to substitute securities (ie: swapping which property secures a loan) here – for more queries, chat with your broker.
Read More | 10 Jun, 2021The Biggest Myth in Mortgage Broking
Listen in as brokers Carrie and Kirsty have a chat about the biggest myth in mortgage broking.
Read More | 27 May, 2021Title Insurance
In Tasmania as you may or may not be aware when you sign a Contract to Purchase property in the absence of additional clauses being added into the Contract to protect your interests (which will likely significantly affect your negotiating position) you accept the property entirely as is where is regardless of whether the property is subject to illegal building work, boundary encroachments by neighbouring property, outstanding council […]
Read More | 27 May, 2021What are Fixed Loan Break Costs
When you fix a loan there are potential break costs if you wish to leave the loan early however it’s impossible to ascertain these upfront as: each bank has a different (complex!) formula for calculating the break costs they can change each day they’re related to what the fixed rates are at the time you want to break the loan ie if the fixed rates are higher you […]
Read More | 27 May, 2021Self Employed Income
Some things to note when looking at self employed borrowings and how banks calculate your borrowing capacity.
Read More | 17 May, 2021Why you shouldn’t fall in love with… a Rural Resources Block
So many people these days come to Tasmania because as a state – we’re bloomin’ spectacular. Trees, greenery, awesome people, fabulous beaches, mountains… and did I mention trees? And Tassie has some awe-inspiring bush blocks. Many of them that seem to be at very very reasonable prices. And there’s a reason for that. They’re very (very very) difficult to finance. My strong recommendation when you find a block […]
Read More | 10 May, 2021Why is my broker’s admin team contacting me!?
It is very likely that you have already, or will speak to multiple members of our team through the course of us getting your loan approved. Kirsty sees clients from 9am in the morning to 9:30pm at night. This doesn’t allow her much time to do the jobs in-between. We all know she’s a super star but she can’t do it all, and fortunately Kirsty is great at […]
Read More | 04 May, 2021What to expect when your home loan is lodged with the bank
Hi, I’m Ella. One of the major components of my job is to call every lender we’re working with every day and chase updates on our active files for Kirsty. Each of our brokers has someone in my role doing just that. Why don’t they do it themselves? Well – Kirsty’s in with clients most days till 9.30pm and sometimes the wait to get through to a bank is measured […]
Read More | 27 Apr, 2021