When you borrow more than 80% of a property’s value most lender’s will charge you Lender’s Mortgage Insurance (LMI).

When buying property with another person it is important to understand the difference between joint tenancy and tenancy in common to avoid unforseen issues and costs.

If we don’t deserve a 5 star review on Facebook tell me why. Please – I’m all ears (literally).

A recent ME bank survey found that 74% of Australian’s don’t know what a comparison rate is.

I recently had a client who was pre-approved to purchase borrowing 80% of property’s price. She had around $100,000 saved up and wanted to know if she could borrow about another $40,000 more on top for renovations.

Deep breaths, the valuer and their opinion are important, but you don’t need to stress yourself.

You will have been sent a secure link by Up Loans to get your bank statements to us – if you would prefer not to use this then the following is how we will need you to manually gather your documents.  How we need your bank statements: It’s really important we get your bank statements in such a way that we can: a)    Send them on to the […]

Three simple videos to get you started on your first home buying journey.

1. The best way (in our opinion): scan a nice clear copy to either Carrie – carrie (at) uploans.com.au or Kirsty – kirsty (at) uploans.com.au or Tameeka – tameeka (at) uploans.com.au 2. Slightly less than the best, but also fine: take a super clear photo with your phone and text or email to Carrie, Kirsty or Tameeka. 3. The personal route: Our beautiful new office is at 36 […]

Ultimately – no-one wants a home loan, you want a home – right? Here’s 8 simple tips on how to own yours sooner.