Does renewing my pre-approval impact my credit rating?

Each time you renew or submit a pre-approval it will show as an enquiry on your credit report. It doesn’t show an approve or a decline, just an enquiry. Lender dependant your pre-approval will last 3-6 months. |Your decision at the end of that time is either to: – renew the pre-approval and know that your borrowing capacity is current with any policy changes, and that when you […]

Read More | 01 Dec, 2021

Credit Repair & Credit Fix Solutions

Watch the video above to see what you can do to improve your credit and what to do if you find a default on your credit report. You can also have a read of the Credit Report & Credit Repair Guide mentioned in the interview here.

Read More | 15 Nov, 2021

Should I Airbnb my property?

Ahh the glamour of Airbnb, and the appeal to investors lately has meant that I’ve gone from hearing it in client meetings rarely 5 years ago, to weekly these days. BUT – it’s really important that you think about all aspects of being an investor not just how instagramable your property may be in the future! Here are the major things I’d think any investor would want to […]

Read More | 28 Sep, 2021

How to complete our living expenses calculator.

For any loan application you will need to show your broker/bank what your monthly living expenses are. Watch below as Kirsty steps you through how to complete our ‘living expenses calculator’ and how to quantify what your living expenses actually are.  

Read More | 28 Sep, 2021

Conditional vs Unconditional

A client asked me tonight: “I have contacted an agent in regard to a property to see where they are at with offers etc. The response I received is as follows: This property is currently under conditional offer but the owner can accept another offer but it would need to be an unconditional offer or close to it… Could you please clarify what he means by this?” Here’s […]

Read More | 23 Aug, 2021

How to Select a Great Property Manager

When looking to build a property portfolio the best ally you can have on your team is a great property manager! Listen in as Kirsty discusses handy things to look for in a great property manager.

Read More | 18 Aug, 2021

We have a lender who is invested in helping you build green!

Have you heard of the Nationwide House Energy Rating Scheme? ‘NatHERS’ is a star rating system (out of ten) that rates the energy efficiency of a home, based on its design. By providing a ‘measuring tape’ to estimate a home’s potential heating and cooling energy use, NatHERS helps to make Australian homes more comfortable for their inhabitants and also helps residents to save on energy bills through smarter […]

Read More | 05 Aug, 2021